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Benefits Administration

Health Insurance

We offer a variety of high quality insurance plan options for employees and their families through Humana.

Options include both HMO, POS as well as PPO options for out of area clients.

Dental Insurance

We offer comprehensive dental coverage for employees and their families through Guardian.

  • PPO plans with the freedom of selecting the dentist of your choice
  • DHMO plan that provides coverage for orthodontic procedures

Life Insurance

We offer affordable Life Insurance through Guardian.

  • Option of purchasing Base Life & AD&D Insurance in the amount of $15,000
  • Option of purchasing Employee Supplemental Life Insurance up to $500,000*
  • Option of purchasing Spouse Supplemental Life Insurance up to 50%* of employee’s elected amount
  • Option of purchasing Child(ren) Supplemental Life Insurance in the amount of $10,000

*Evidence of Insurability (EOI) may be required

Vision Insurance

We offer affordable vision coverage for employees and their families through VSP. Participants in this plan benefit from:

  • A Large network of providers
  • Eye exam every 12 months
  • Lenses/ contacts every 12 months
  • Frames every 24 months

Voluntary Short Term Disability Insurance

We offer affordable Short Term Disability Insurance through Lincoln Financial Group.

This benefit provides the peace of mind for employees who participate should they be unable to work due to an injury or illness.

  • Option of choosing your benefit amount up to 60% of your weekly salary
  • Benefit amounts available from $100 – $1,000
  • Evidence of Insurability (EOI) may be required

Ancillary Benefits

Ancillary benefit policies are available through AFLAC including:

  • Accident
  • Short Term Disability
  • Cancer
  • Specified Health Event Protection
  • Hospital Indemnity

COBRA

We provide the Consolidated Omnibus Budget Reconciliation Act (COBRA) General Notice and the Qualifying Event Notice to employees.

  • We accept COBRA payments and administer the benefits in compliance with State and Federal laws.

Testimonials

Every employee at PER is friendly, helpful and dependable. Their outstanding service is unequivocal and they always go above and beyond to ensure total satisfaction!

Stephanie - President - Wellness Spa - Florida

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