EPLI Coverage for Healthcare Providers

PER The Importance of EPLI CoverageEmployment Practices Liability Insurance, or EPLI, is quickly becoming a critical part of insurance portfolios for medical or dental practices all over. As more and more disgruntled employees are taking to lawsuits when they think they’ve been wronged. These lawsuits have the potential to cripple or ruin a healthcare practice without the proper coverage. EPLI protects practices against lawsuits for:

  • Wrongful termination
  • Discrimination
  • Failure to promote
  • Breach of contract
  • Alleged sexual harassment
  • Wrongful hiring
  • And more

Here are some statistics that every healthcare provider should know you Employment Practices Liability Insurance:

  • On average, a US based business with at least 10 employees is at a 12.5 percent chance of going through an employment practices-related lawsuit
  • In the 2011 fiscal year, over 15,000 people filed over 16,000 complaints that alleged different forms of employment discrimination against the federal government
  • For seven years straight, wage and hour lawsuits have increased, to a total of 438 percent since the year 2000
  • Nearly 8,000 Fair Labor Standards Act (FLSA) cases were filed in 2013, which is up 10 percent from 2012
  • 2014 fiscal year wage and hour lawsuits were up 4.7 percent from the 2013 fiscal year

With claims on the rise every year, the time to get EPLI coverage is now. The Employment Practices Liability Insurance market is competitive, but here at Professional Employer Resources, we can get your company the perfect amount of coverage for the best price. Contact us today at (407) 599-4990 with any questions.


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